Terac

Who can join

• Be at least 18. Terac's Terms of Service say persons under 18 are not permitted to use or register for the services, and that experts work as independent contractors, not employees.
• Real professional expertise. Terac says minimum qualifications typically require undergraduate-level expertise, and each opportunity lists who should apply.
• A phone number you can verify. It is the one required onboarding step: Terac says it confirms you are human, limits duplicate accounts and is required to apply.
• One account per person. Terac says multiple accounts may result in suspension of all of them, and a duplicate created by mistake can only be fixed by support.
• A government-issued photo ID before your first cash-out. The check is run by the payout partner Whop; your name, date of birth and address must match the ID exactly, and US experts give their SSN.
• A country where cash-outs work. Terac says they are available in most countries (it does not list them) and asks you to contact support if yours is not.
• For voice interviews, a microphone and a browser that allows it: Terac says Chrome or Edge work best, and Safari and Firefox lack some checks.

Step by step

1. 1

   Sign in with an account you already have

   There is no password to create. Continue with LinkedIn is the option Terac recommends, because it pre-fills your background; Facebook, Google, Microsoft and GitHub also work. Always use the same provider: one with a different email address creates a new account instead of opening yours.

2. 2

   Verify your phone number

   This is the one required onboarding step. Once your phone is verified, you can apply to opportunities from your dashboard at terac.com/me.

3. 3

   Build your profile and set your rate

   Connect LinkedIn or upload a resume so Terac can fill in your experience, education and certifications, check what it filled in, and set your preferred hourly rate (you can change it later). Terac says completed profiles are much more likely to be approved for opportunities.

4. 4

   Take the onboarding interview (optional)

   A voice conversation of about 10 minutes, in English, that helps Terac match you with opportunities. You can skip it and take it later from Home.

5. 5

   Verify your identity early

   Under Profile, then Identity and Security, complete the ID check before you start work: you cannot cash out anything you earn without it, and the application checklist marks it Required.

6. 6

   Find opportunities

   Invitations appear on Home under 'You've been invited to'; everything else is on Explore, with All, Project-based and One-time tabs. Read each listing's 'Who Should Apply' section to see whether you qualify.

7. 7

   Apply and pass the screening

   Click Start Application. Steps vary by opportunity and can include connecting accounts or a calendar, basic info, screening, tasks and payout. If your basic-info answers do not match what the opportunity needs, you are told straight away; screening can be a short form, a quick AI voice interview or a file upload.

8. 8

   Wait for the decision

   Your work is reviewed after screening, after tasks, or both, sometimes automatically and sometimes by the Terac or research team. Terac emails you when there is a decision; 'Not a fit for this one' means you did not match that opportunity, and you can still apply to others.

9. 9

   Do the work and get paid

   Approved one-time work goes into your Terac balance. Project work usually starts with setup tasks such as signing a contract; on hourly projects only tracked hours are paid, they are reviewed first, and each project sets its own payout schedule.

Tips to get accepted

• Verify your ID before you need the money. The first cash-out requires a one-time Whop identity check, and your name, date of birth and address must match your ID exactly; if you verified with Terac's previous payout provider, you must verify again.
• Always sign in with the same provider. Signing in with one that uses a different email address creates a new account instead of opening yours.
• Check Home for invitations and Explore for new listings often. Terac's own FAQ answer to 'I don't see opportunities' is to check back often.
• Connect Google Calendar under Profile, then Availability, so Terac can see when you are free, and keep your profile complete.
• Expect to be screened out of most studies at first. One 2026 review of an account found most applications screened out and $20 earned across 6 studies, while listed studies paid $100 to $350: a listed price is not income until you pass screening.
• Only verify your ID from your Terac settings or Earnings page. Terac never asks for a password, a verification code, a bank login, a fee or a deposit, and a genuine study link always points to terac.com.